Cybersecurity Awareness and Digital Skills on Readiness For Change in Digital Banking

Mun Yah Zahiroh

Abstract


This study will explore the impact of cybersecurity awareness and digital skills on Readiness for digital banking change. The study sample is fresh graduates in Indonesia's Islamic Banking. The study used PLS-SEM (Partial Least Squares-Structural Equation Modeling) using Smart-PLS 3.0 software. Research shows that 1) cybersecurity awareness does not impact digital banking readiness for Change. 2) digital skills have a positive and essential effect on digital banking readiness for Change. Though cybersecurity awareness does not affect Readiness for Change in digital banking, fresh Sharia Banking department graduates should have strong cybersecurity awareness and digital skills to face changes in the banking business model towards digitization due to significant technological advances acceleration during the Covid-19 pandemic. This study's implications are expected to facilitate the Islamic Banking department in Indonesia to develop its curriculum by including digital intelligence in the Merdeka Belajar curriculum.


Keywords


Cybersecurity Awareness; Digital Skills; Readiness for Change; Digital Banking; Islamic Banking Human Resources

Full Text:

PDF

References


Accenture Research. 2018. “Future Workforce Banking Survey | Realizing the Full Value of AI.”

Achilles A. Armenakis, Stanley G. Harris, and Kevin W. Mossholder. 1993. “Armenakis, Harris & Mossholder (1993) Creating Readiness for Organizational Change.” Human Relations 46(6): 681–703.

Babu, Burra Butchi. 2018. “CYBER SECURITY IN BANKS.” 89(01).

Bouckenooghe, Dave, Geert Devos, and Herman Van Den Broeck. 2009. 143 Journal of Psychology: Interdisciplinary and Applied Organizational Change Questionnaire-Climate of Change, Processes, and Readiness: Development of a New Instrument.

CNN Indonesia. 2020. “No Title.” https://www.cnnindonesia.com/teknologi/20200723104339-185-528047/bank-dan-ukm-indonesia-jadi-sasaran-hacker-kala-pandemi (August 15, 2020).

Cooper, D.R., and P.S. Schindler. 2014. Business Reasearch Methods. 12th ed. New York: McGraw-Hill Book.

Departemen Perbankan Syariah. 2015. “Roadmap-Pbs_2015-2019.Pdf.” : 53. https://www.ojk.go.id/id/kanal/syariah/berita-dan-kegiatan/publikasi/Documents/roadmap-pbs_2015-2019.pdf.

van Deursen, A. J.A.M., and J. A.G.M. van Dijk. 2009. “Improving Digital Skills for the Use of Online Public Information and Services.” Government Information Quarterly 26(2): 333–40. http://dx.doi.org/10.1016/j.giq.2008.11.002.

van Dijk, Jan A. G. M., and Alexander J. A. M. van Deursen. 2014. “Digital Skills.” Digital Skills (November 2018).

Gasser, Urs et al. 2017. “Digital Banking 2025.” (April). http://www.dv.co.th/blog-th/digital-banking-trend/.

Ghozali, Imam. 2014. Structural Equation Modeling, Metode Alternatif Dengan Partial Least Squares (PLS). 4th ed. Semarang: Badan Penerbit UNDIP.

Ghozali, Imam, and Hengky Latan. 2015. Partial Least Squares : Konsep, Teknik, Dan Aplikasi Menggunakan Program SmartPLS 3.0 Untuk Penelitian Empiris. Semarang: Badan Penerbit UNDIP.

Hair, Joseph F. Jr. et al. 2006. Multivariate Data Analysis. 6th ed. Upper Saddle River, New Jersey: Pearson Education,Inc.

Hair, Joseph F., Jeffrey J. Risher, Marko Sarstedt, and Christian M. Ringle. 2019. “When to Use and How to Report the Results of PLS-SEM.” European Business Review 31(1): 2–24.

Holt, Daniel T., Achilles A. Armenakis, Hubert S. Feild, and Stanley G. Harris. 2007. “Readiness for Organizational Change: The Systematic Development of a Scale.” Journal of Applied Behavioral Science 43(2): 232–55.

Hootsuite, and We Are Social. 2020. “Digital 2020 : Indonesia.” Hootsuite, We Are Social.

International Telecommunication Union (ITU). 2018. Digital Skills Toolkit.

Ito, Joichi, Neha Narula, and Robleh Ali. 2017. “The Blockchain Will Do to the Financial System What the Internet Did to Media.” Harvard Business Review. https://hbr.org/2017/03/the-blockchain-will-do-to-banks-and-law-firms-what-the-internet-did-to-media.

Jones, jimmieson & griffths. 2005. “The Impact of Organizational Culture and Reshapin.” Journal of Management Studies 42(2): 361–86.

Kementerian Komunikasi dan Informatika RI. 2020. “Terjadi Pergeseran Penggunaan Internet Selama Masa Pandemi.” https://kominfo.go.id/content/detail/26060/terjadi-pergeseran-penggunaan-internet-selama-masa-pandemi/0/berita_satker.

Komite Nasional Ekonomi dan Keuangan Syariah. 2018. “Masterplan Ekonomi Syariah Indonesia 2019-2024.” Kementerian Perencanaan Pembangunan Nasional/ Badan Perencanaan Pembangunan Nasional: 1–443.

Kompas.com. 2020. “BSSN Catat Adanya 88,4 Juta Serangan Siber Selama Pandemi Corona.” https://www.kompas.com/tren/read/2020/04/23/165400665/bssn-catat-adanya-88-4-juta-serangan-siber-selama-pandemi-corona?page=all.

Mapoka, Trust Tshepo, Keneilwe Zuva, and Tranos Zuva. 2019. “Hack the Bank and Best Practices for Secure Bank.” International Journal of Computer Science, Communication & Information Technology (CSCIT) 7: 17–21.

Muhirwe, Jackson, and Nathan White. 2016. “Cybersecurity Awareness and Practice of Next Generation Corporate Technology Users.” Issues in Information Systems 17(Ii): 183–92.

NUI Galway. 2020. “IT and Digital Skills.” http://www.nuigalway.ie/academic-skills/itskills/.

Osada, Hiroyasu. 1997. “Evaluation Method for Cyber Awareness Course Master.” October: 21–23.

Otoritas Jasa Keuangan. 2016. “Panduan Penyelenggaraan Digital Branch Oleh Bank Umum.” : 9.

Peker, Yesem Kurt, Lydia Ray, Stephanie Da Silva, and Nathaniel Gibson. 2016. “Raising Cybersecurity Awareness among College Students.” Journal of The Colloquium for Information System Security Education (CISSE) (September): 1–17.

Putra, Yanuar Surya. 2016. “THEORITICAL REVIEW : TEORI PERBEDAAN GENERASI.” Among Makarti Vol.9 No.1(1952): 123–34.

Ryerson. 2011. “Η Διοίκηση Αλλαγών (Change Management) Στο Δημόσιο Τομέα.” Εσδδ-Τμημα Γενικησ ∆Ιοικησησ. https://www.ryerson.ca/content/dam/hr/manager-resources/docs/change-management-leadership-guide.pdf.

Satria, Dias. 2018. “Inclusively Creative : Peran Bank Indonesia Dalam Perkembangan Ekonomi Inclusively Creative : Peran Bank Indonesia Dalam Pengembangan Ekonomi Digital Dan Teknologi Finansial.” (September): 1–23.

Sekaran, Uma. 2011. Research Methods for Business (Metode Penelitian Untuk Bisnis). Jakarta: Salemba Empat.

Shaw, R. S., Charlie C. Chen, Albert L. Harris, and Hui Jou Huang. 2009. “The Impact of Information Richness on Information Security Awareness Training Effectiveness.” Computers and Education 52(1): 92–100. http://dx.doi.org/10.1016/j.compedu.2008.06.011.

Teer, Faye P., S. E. Kruck, and Gregory P. Kruck. 2007. “Empiracal Study of Students’ Computer Security Practices/Perceptions.” Journal of Computer Information Systems 47(3): 105–10.

Vayansky, Ike, and Sathish Kumar. 2018. “Phishing – Challenges and Solutions.” Computer Fraud and Security 2018(1): 15–20.

Wang, Yu, Bin Qi, Hong Xia Zou, and Ji Xing Li. 2019. “Framework of Raising Cyber Security Awareness.” International Conference on Communication Technology Proceedings, ICCT 2019-Octob: 865–69.

Wirjoatmodjo. Kartika. 2018. Majalah Probank No.133. Edisi April-Juni 2018.

World Economic Forum. 2016. “What Are the 21st-Century Skills Every Student Needs?” https://www.weforum.org/agenda/2016/03/21st-century-skills-future-jobs-students/.




DOI: http://dx.doi.org/10.31332/lifalah.v5i2.2271

Copyright (c) 2020 Mun Yah Zahiroh

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Li Falah : Jurnal Studi Ekonomi dan Bisnis Islam, Indexed In

Accredited By

free hit
counter
View My Stats

Organized by : Fakultas Ekonomi dan Bisnis Islam
Published by : Institut Agama Islam Negeri Kendari
Jl. Sultan Qaimuddin No. 17 Baruga Kota Kendari Provinsi Sulawesi Tenggara
phone. +62401-3193710
Fax. +62401-3193710
Email: lifalah.iainkdi@gmail.com