Analisa Pengaruh BOPO, Kecukupan Modal, Pembiayaan Bermasalah, Bagi Hasil Dan Profitabilitas Terhadap Simpanan Mudharabah Pada Bank Umum Syariah Periode 2011-2015

Abstract

This study aims to determine the effect BOPO Effect Analysis, Capital Adequacy, Troubled Financing,
Sharing and Profitability simultaneously and partially to rate Deposits at Commercial Bank Syariah
Mudharabah period 2011-2015. There are nine samples in this study who met the study criteria, namely
Bank BCA Syariah, Bank BRI Syariah, Bank BNI Syariah, Bank Muamalat Indonesia, Bank Syariah
Mandiri, Bank Mega Syariah, Bank Panin Syariah, Bank Syariah Bukopin and Bank BJB Syariah. The
analytical tool used is a panel data regression analysis. The model chosen is Random Effect are tested by F
test and t test, with significance level of 5%. Result of test F known that ROA, CAR, NPF, Sharing and ROA
simultaneously affect the Deposit Mudharabah Islamic Banks. Based on the test results t is known that,
CAR does not affect the Deposit Mudharabah. ROA, NPF, Sharing and ROA significant positive effect on
Mudharabah Savings on Islamic Banks. Adjusted R Square in this study indicate that the variable ROA,
CAR, NPF, Sharing and ROA in explaining the dependent variable Mudharabah Savings amounted to
66.50% while the remaining 33.50% influenced by other independent variables that are not used in this study.