Pembiayaan Mikro BRI Syariah: Upaya Pemberdayaan dan Peningkatan UMKM oleh BRI Syariah Cabang Kendari

Abstract

Understanding of micro, small and medium enterprises is based on indicators (1) the amount of
wealth such as cash, supplies, land, machinery for production (2) the amount of investment that is
considered as working capital (3) total sales in a year (4) total number of employees.
Micro Business Financing BRI Syariah is a business financing product intended for middle class
people who have micro, small and medium enterprises to meet the needs/capital increase. in an effort
to increase Micro, Small and Medium Enterprises in Kendari City, BRI Syariah has three financing
products for Micro, Small and Medium Enterprises; (1) Micro 25iB; is a product without collateral
financing, the ceiling of Rp. 5juta to Rp. 25juta (2) Micro 75iB; is a financing product with collateral,
the ceiling of Rp. 10juta to Rp. 75M (3) Micro 500iB; is a financing product with collateral, the
ceiling of Rp. > 75juta to Rp. 500million.